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happy family covered by health insurance

For individuals and families under age 65

  • Major Medical Insurance for individuals and families - with or without subsidies

  • Group Health Insurance (for employers and their employees)

  • Indemnity Plans

  • Ancillary plans (Dental, Accident, Critical Illness, Heart and Stroke)

happy Medicare beneficiary with her granddaughter

For Medicare beneficiaries

 

  • Medicare Advantage Plans 

  • Supplemental Dental, Vison and Hearing

  • Cancer, Stroke and Heart policies

young people who have health and life insurance

Other insurance products

 
                                    Why choose our insurance agency?
  • We represent all major health insurance companies in Illinois - Blue Cross Blue Shield, Humana, Aetna, Cigna, United Healthcare, Ambetter and others. We can compare plans from all those companies to provide you with the solutions tailored to your needs and budget. 
  • We will use our knowledge and experience to guide you through your health insurance options. Our under-65 clients have access to all the plans offered on the insurance market in the Chicago area. We will check if you are eligible for a subsidy to pay your premiums an we will educate you on how your insurance plan works.

  • If you are an employer, we will advise you if it makes sense to set up group insurance for you and your      employees.  Also, we will look for some out-of-the-box solutions to make your insurance more comprehensive or more affordable. 

  • If you have Medicare, our agency offers a broad selection of products designed for Medicare beneficiaries, from the most comprehensive Medicare Supplements to lower cost Medicare Advantage plans to stand-alone Prescription Drug Plans

  • We can also help you obtain a life insurance policy and other ancillary products e.g. dental insurance, hospital indemnity plans, accident plans, Critical Illness, travel medical insurance and disability insurance. 

  • Not only will we help you get the right insurance for your needs - we will also serve you in case of any questions or issues that may arise while you are covered by your policy. 

  • All our services - assistance with the plan selection and enrollment, help with claims or other issues related to your insurance - are free of charge! 

 

                          In our agency YOUR INTEREST ALWAYS COMES FIRST!

  

Optima Insurance Agency

6606 W. Irving Park Rd.  Suite 2
Chicago, IL 60634 

 708 669 7222

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